National Savings Bank Group has delivered a resilient performance during the first half of 2026, recording an operating profit of approximately Rs. 22.5 billion as stronger lending, core interest income and fee-based earnings supported business momentum.
The Bank reported total operating income of Rs. 45.8 billion, up 3.1% from Rs. 44.5 billion during the corresponding period of 2025. Net interest income increased 5.5% year-on-year to Rs. 44.2 billion, while net fee and commission income climbed 37% to Rs. 1.40 billion.
NSB’s loan portfolio expanded by 9.1% to Rs. 601.01 billion during the first six months of the year, reflecting continued financing support for individuals, households and eligible institutional customers. Deposits increased to Rs. 1.63 trillion, while total assets reached Rs. 1.87 trillion.
Profit before tax stood at Rs. 22.6 billion, with profit after tax reaching Rs. 13.4 billion. The Bank also contributed Rs. 23.8 billion to the Government through dividends, taxes and levies.
NSB Chairman Dr Harsha Cabral, PC, said the results demonstrated the resilience of the Bank’s core business model and continuing public confidence in the institution.
Acting General Manager/CEO Rohana Bandara Weerakoon said NSB remained focused on translating its trusted savings franchise into sustainable customer value while strengthening digital access, service quality, cost discipline and risk management.
Asset quality also improved, while NSB maintained capital and liquidity levels comfortably above regulatory requirements.
