LCB Finance PLC has reported a year of robust financial performance and strategic expansion for the financial year ended 31 March 2026, recording a 55% increase in profit before tax to Rs.439 million while further strengthening its position as one of Sri Lanka’s fastest-growing finance companies.
The company’s total assets increased to Rs.12.87 billion, marking a significant milestone within just a decade of operations. The strong results underscore LCB Finance’s commitment to sustainable growth, prudent risk management, operational excellence and expanding access to financial services across Sri Lanka.
Total operating income rose 36.9% year on year to Rs.1.34 billion, supported by healthy lending growth and strong deposit mobilisation. Meanwhile, net interest income increased by 43.03% to Rs.1.21 billion, reflecting disciplined balance sheet management and the successful execution of the company’s long-term growth strategy.
LCB Finance’s lending portfolio expanded 32% to Rs.10.30 billion, driven by rising demand from key sectors including small and medium enterprises (SMEs), self-employment ventures, housing, tourism, transport, cooperative enterprises and women-led businesses. The company also reported exceptional momentum in its gold loan portfolio, which surged 136%, demonstrating increasing customer demand for secure and flexible short-term financing solutions.
Customer confidence remained a key driver of growth, with deposits increasing by 35% to Rs.6.29 billion during the year. The sustained rise reflects growing public trust in LCB Finance’s financial strength and customer-centric approach.
The company’s performance highlights the resilience of Sri Lanka’s financial services sector and reinforces LCB Finance’s strategic focus on inclusive finance, supporting entrepreneurs, businesses and communities while delivering sustainable value to stakeholders.
